€23 an hour in the Netherlands: gross and net (2026)
€23 gross an hour
net a month
€39,966 net a year including extras, €3,331 a month on average.
Monthly salary, payroll tax credit applied, 8 % holiday pay, no pension contribution, below state pension age, 2026 rules.
| Item | How it is worked out | Month | Year |
|---|---|---|---|
| Gross pay | €3,986.67 | €51,667.20 | |
| Payroll tax (loonheffing) | Wage tax and national insurance after tax credits; holiday pay at the special rate of 50.47% | − €814.13 | − €11,701.07 |
| of which offset: general tax credit | (€163.06) | (€1,956.71) | |
| of which offset: employment tax credit | (€461.55) | (€5,538.66) | |
| Health insurance levy (paid by the employer) | 6.1% of pay, not deducted | €243.19 | €3,151.70 |
| Take-home pay | 22.6% of gross goes to tax and contributions | €3,172.54 | €39,966.13 |
Based on 40.0 hours a week for 52 weeks: €47,840 gross a year before holiday pay.
Change the details
Take-home pay per period
| Period | Gross pay | Take-home pay |
|---|---|---|
| Year | €51,667.20 | €39,966.13 |
| Month | €4,305.60 | €3,330.51 |
| Week | €993.60 | €768.58 |
| Hour | €24.84 | €19.21 |
| Payment | Times a year | Gross pay | Take-home pay |
|---|---|---|---|
| Monthly salary | 12 | €3,986.67 | €3,172.54 |
| Holiday pay (usually in May) | 1 | €3,827.20 | €1,895.69 |
Weekly figures use 52 weeks, hourly figures 40.0 hours a week. The monthly salary and holiday pay are listed separately under payments.
At €51,667 a year including holiday pay this salary is €3,667 (8%) above the Dutch modal income of €48,000 (CPB, 2026). Per hour that is €19.21 net at 40 hours a week.
€23 gross in different situations
| Situation | Month | Year | Difference |
|---|---|---|---|
| With tax credit and holiday pay (this page) | €3,172.54 | €39,966 | |
| Without tax credit (second job) | €2,547.92 | €32,965 | − €624.61 |
| With a 13th month | €3,172.54 | €41,941 | |
| With a 5 % pension contribution | €3,072.79 | €38,674 | − €99.74 |
What changes the result
- Without the payroll tax credit, for example in a second job, you take home €625 a month less.
- Holiday pay of €3,827 gross is taxed at the special rate of 50.47%: you keep €1,896.
- A 13th month would add €1,975 net, also at the special rate.
- A 5 % pension contribution lowers net monthly pay by €100 while more goes into your pension.
- The general tax credit (€1,957 a year) and the employment tax credit (€5,539 a year) reduce payroll tax; both shrink as pay rises.
Questions people ask
What is €23 gross in net per month in the Netherlands?
A €23 gross monthly salary leaves €3,172.54 net a month in 2026 with the payroll tax credit. On top of that comes holiday pay: €1,896 net in one payment, usually in May.
What gross salary do I need for €23 net a month?
To take home €23 a month you need about €0 gross a month, with the payroll tax credit and before holiday pay.
How much holiday pay do I get net on €23 gross?
Holiday pay is 8 % of annual salary: €3,827 gross. It is taxed at the special rate of 50.47%, so you receive €1,896 net.
What is €23 a month as an annual salary?
€23 a month is €47,840 a year before holiday pay and €51,667 including 8 % holiday pay.
Should I apply the payroll tax credit?
Yes, with one employer. It combines the general tax credit and the employment tax credit. Without it, net pay at this salary is €625 a month lower, and you only get the difference back through your tax return.
What hourly wage is €23 a month?
At 40 hours a week, €23 a month is €23.00 gross an hour. The Dutch minimum wage from 1 July 2026 is €14.99 an hour for workers aged 21 and over.
Sources
Rules for the 2026 tax year, last checked on 2026-09-26. Every rate and threshold is taken from the sources below. How we calculate
Show all 12 sources
- Belangrijkste wijzigingen belastingen 2026 Rijksoverheid (open.overheid.nl)
- Premie volksverzekeringen 2026 Belastingdienst
- Tabel algemene heffingskorting 2026 Belastingdienst
- Tabel arbeidskorting 2026 Belastingdienst
- Percentages Zvw 2026 Belastingdienst
- Tabel bijzondere beloningen 2026 Belastingdienst
- Bijzonder tarief Salure
- Wet minimumloon en minimumvakantiebijslag, artikel 15 wetten.overheid.nl
- AOW-leeftijd Rijksoverheid
- Bedragen minimumloon 2026 Rijksoverheid
- Macro Economische Verkenning 2026 Centraal Planbureau
- Taxing Wages 2026: Netherlands OECD