Salarium

€18 an hour in the Netherlands: gross and net (2026)

€18 gross an hour

€2,683.62 net a month

€33,940 net a year including extras, €2,828 a month on average.

Monthly salary, payroll tax credit applied, 8 % holiday pay, no pension contribution, below state pension age, 2026 rules.

How €40,435 gross a year becomes €33,940 net
ItemHow it is worked outMonthYear
Gross pay€3,120.00€40,435.20
Payroll tax (loonheffing)Wage tax and national insurance after tax credits; holiday pay at the special rate of 42.01%− €436.38− €6,494.82
of which offset: general tax credit(€218.51)(€2,622.10)
of which offset: employment tax credit(€460.51)(€5,526.10)
Health insurance levy (paid by the employer)6.1% of pay, not deducted€190.32€2,466.55
Take-home pay16.1% of gross goes to tax and contributions€2,683.62€33,940.38

Based on 40.0 hours a week for 52 weeks: €37,440 gross a year before holiday pay.

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%Found in your employment terms or on your payslip.

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Take-home pay per period

€40,435 gross a year (including extras) by period
PeriodGross payTake-home pay
Year€40,435.20€33,940.38
Month€3,369.60€2,828.36
Week€777.60€652.70
Hour€19.44€16.32
How the year is paid
PaymentTimes a yearGross payTake-home pay
Monthly salary12€3,120.00€2,683.62
Holiday pay (usually in May)1€2,995.20€1,736.98

Weekly figures use 52 weeks, hourly figures 40.0 hours a week. The monthly salary and holiday pay are listed separately under payments.

At €40,435 a year including holiday pay this salary is €7,565 (16%) below the Dutch modal income of €48,000 (CPB, 2026). Per hour that is €16.32 net at 40 hours a week.

€18 gross in different situations

SituationMonthYearDifference
With tax credit and holiday pay €2,683.62€33,940
Without tax credit (second job) €2,004.60€25,925 − €679.02
With a 13th month €2,683.62€35,750
With a 5 % pension contribution €2,590.33€32,786 − €93.29

What changes the result

Questions people ask

What is €18 gross in net per month in the Netherlands?

A €18 gross monthly salary leaves €2,683.62 net a month in 2026 with the payroll tax credit. On top of that comes holiday pay: €1,737 net in one payment, usually in May.

What gross salary do I need for €18 net a month?

To take home €18 a month you need about €0 gross a month, with the payroll tax credit and before holiday pay.

How much holiday pay do I get net on €18 gross?

Holiday pay is 8 % of annual salary: €2,995 gross. It is taxed at the special rate of 42.01%, so you receive €1,737 net.

What is €18 a month as an annual salary?

€18 a month is €37,440 a year before holiday pay and €40,435 including 8 % holiday pay.

Should I apply the payroll tax credit?

Yes, with one employer. It combines the general tax credit and the employment tax credit. Without it, net pay at this salary is €679 a month lower, and you only get the difference back through your tax return.

What hourly wage is €18 a month?

At 40 hours a week, €18 a month is €18.00 gross an hour. The Dutch minimum wage from 1 July 2026 is €14.99 an hour for workers aged 21 and over.

Nearby amounts

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Sources

Rules for the 2026 tax year, last checked on 2026-09-26. Every rate and threshold is taken from the sources below. How we calculate

Show all 12 sources