Salarium

€1,000 gross to net in tax class V (2026)

€1,000 gross a month

€781.22 net a month

€9,375 net a year, paid in 12 monthly salaries.

Monthly salary, tax class V, no church tax, no children, statutory health insurance (2.9 % add-on rate), North Rhine-Westphalia, 2026 rules.

How €1,000 gross becomes €781.22 net
ItemHow it is worked outMonthYear
Gross pay€1,000.00€12,000.00
Income tax (Lohnsteuer)Tax class V, official BMF payroll algorithm 2026− €95.16− €1,141.92
Solidarity surcharge5.5% of income tax, only above €20,350 of income tax a year€0.00€0.00
Health insurance8.75% employee share incl. half the add-on rate, reduced band− €49.73− €596.76
Long-term care insurance2.4% employee share, reduced band− €13.64− €163.68
Pension insurance9.3% employee share, reduced band− €52.86− €634.32
Unemployment insurance1.3% employee share, reduced band− €7.39− €88.68
Take-home pay21.9% of gross goes to tax and contributions€781.22€9,374.64
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More details (optional)
8 % of income tax in Bavaria and Baden-Württemberg, 9 % elsewhere. Only for registered church members.
Lowers solidarity surcharge and church tax through the child allowance, and the care insurance rate.
No childless surcharge on care insurance.
%2026 average: 2.9 %.
Only with private insurance.

The result updates as you type.

Take-home pay per period

€12,000 gross a year by period
PeriodGross payTake-home pay
Year€12,000.00€9,374.64
Month€1,000.00€781.22
Week€230.77€180.28
Hour€5.77€4.51

Weekly figures use 52 weeks, hourly figures 40.0 hours a week.

At €12,000 a year this salary is €42,066 (78%) below the median for full-time employees in Germany (€54,066, Destatis 2025). Per hour that is €4.51 net at 40 hours a week.

€1,000 gross in every tax class

Tax classMonthYearDifference
Tax class I €876.38€10,517 + €95.16
Tax class II €876.38€10,517 + €95.16
Tax class III €876.38€10,517 + €95.16
Tax class IV €876.38€10,517 + €95.16
Tax class V €781.22€9,375
Tax class VI €764.63€9,176 − €16.59

What changes the result

Questions people ask

What is €1,000 gross in net in Germany?

In 2026, a €1,000 monthly salary leaves €781.22 net in tax class I without church tax, or €9,375 a year. The deductions are €95.16 income tax and €123.62 social insurance.

What gross salary do I need for €1,000 net?

To take home €1,000 a month in tax class I without church tax you need about €1,380 gross.

Do I pay the solidarity surcharge on €1,000?

No. It applies only when income tax is above €20,350 a year (class III: €40,700). On €1,000 a month income tax is €1,142 a year.

How much church tax would I pay on €1,000?

€8.56 a month: 9% of income tax in North Rhine-Westphalia. It is 8 % in Bavaria and Baden-Württemberg and 9 % elsewhere, and only for registered members of a church that levies it.

What hourly wage is €1,000 a month?

At 40 hours a week that is €5.77 gross and €4.51 net an hour. The German minimum wage in 2026 is €13.90 an hour.

Nearby amounts

The same salary in other tax classes

More

Sources

Rules for the 2026 tax year, last checked on 2026-09-26. Every rate and threshold is taken from the sources below. How we calculate

Show all 22 sources