€31 an hour in Germany: gross and net (2026)
€31 gross an hour
net a month
€39,830 net a year, paid in 12 monthly salaries.
Monthly salary, tax class I, no church tax, no children, statutory health insurance (2.9 % add-on rate), North Rhine-Westphalia, 2026 rules.
| Item | How it is worked out | Month | Year |
|---|---|---|---|
| Gross pay | €5,373.33 | €64,480.00 | |
| Income tax (Lohnsteuer) | Tax class I, official BMF payroll algorithm 2026 | − €885.50 | − €10,626.00 |
| Solidarity surcharge | 5.5% of income tax, only above €20,350 of income tax a year | €0.00 | €0.00 |
| Health insurance | 8.75% employee share incl. half the add-on rate | − €470.17 | − €5,642.04 |
| Long-term care insurance | 2.4% employee share | − €128.96 | − €1,547.52 |
| Pension insurance | 9.3% employee share | − €499.72 | − €5,996.64 |
| Unemployment insurance | 1.3% employee share | − €69.85 | − €838.20 |
| Take-home pay | 38.2% of gross goes to tax and contributions | €3,319.13 | €39,829.60 |
Based on 40.0 hours a week and 52 weeks a year: €5,373 gross a month.
Change the details
Take-home pay per period
| Period | Gross pay | Take-home pay |
|---|---|---|
| Year | €64,480.00 | €39,829.60 |
| Month | €5,373.33 | €3,319.13 |
| Week | €1,240.00 | €765.95 |
| Hour | €31.00 | €19.15 |
Weekly figures use 52 weeks, hourly figures 40.0 hours a week.
At €64,480 a year this salary is €10,414 (19%) above the median for full-time employees in Germany (€54,066, Destatis 2025). Per hour that is €19.15 net at 40 hours a week.
€31 gross in every tax class
| Tax class | Month | Year | Difference |
|---|---|---|---|
| Tax class I (this page) | €3,319.13 | €39,830 | |
| Tax class II | €3,441.47 | €41,298 | + €122.34 |
| Tax class III | €3,724.80 | €44,698 | + €405.67 |
| Tax class IV | €3,319.13 | €39,830 | |
| Tax class V | €2,799.13 | €33,590 | − €520.00 |
| Tax class VI | €2,754.80 | €33,058 | − €564.33 |
What changes the result
- Church tax (9% in North Rhine-Westphalia) would lower net pay by €80 a month.
- In tax class III you would take home €3,725; in tax class V, €2,799.
- With two children the childless care surcharge falls away and the care rate drops: €30 more a month.
- Each percentage point of health fund add-on rate costs €17 net a month.
- In Saxony employees pay 0.5 points more care insurance: €17 less a month.
Questions people ask
What is €31 gross in net in Germany?
In 2026, a €31 monthly salary leaves €3,319.13 net in tax class I without church tax, or €39,830 a year. The deductions are €885.50 income tax and €1,168.70 social insurance.
How much is €31 gross in tax class 3?
In tax class III you take home €3,724.80 a month, €406 more than in class I. Class III suits the higher earner in a married couple whose partner is in class V.
What gross salary do I need for €31 net?
To take home €31 a month in tax class I without church tax you need about €0 gross.
Do I pay the solidarity surcharge on €31?
No. It applies only when income tax is above €20,350 a year (class III: €40,700). On €31 a month income tax is €10,626 a year.
How much church tax would I pay on €31?
€79.69 a month: 9% of income tax in North Rhine-Westphalia. It is 8 % in Bavaria and Baden-Württemberg and 9 % elsewhere, and only for registered members of a church that levies it.
What hourly wage is €31 a month?
At 40 hours a week that is €31.00 gross and €19.15 net an hour. The German minimum wage in 2026 is €13.90 an hour.
Sources
Rules for the 2026 tax year, last checked on 2026-09-26. Every rate and threshold is taken from the sources below. How we calculate
Show all 22 sources
- Lohnsteuer-Handbuch 2026, § 32a EStG Einkommensteuertarif Bundesministerium der Finanzen
- Programmablaufplan für die maschinelle Berechnung der Lohnsteuer 2026 (Stand 12.11.2025) Bundesministerium der Finanzen
- BMF-Schreiben: Vorsorgepauschale im Lohnsteuerabzugsverfahren ab 2026 (14.08.2025) Bundesministerium der Finanzen
- Lohnsteuer-Handbuch 2026, Anhang 30a (Vorsorgepauschale) Bundesministerium der Finanzen
- Lohnsteuerliche Änderungen zum Jahreswechsel 2025/2026: Solidaritätszuschlag Haufe
- Lohnsteuerermäßigungsverfahren 2026: Entlastungsbetrag für Alleinerziehende Haufe
- Sozialversicherungs-Rechengrößenverordnung 2026 Bundesministerium der Justiz
- Faktenblatt Rechengrößen Beitragsrecht 2026 GKV-Spitzenverband
- Zahlen und Tabellen 2026 Deutsche Rentenversicherung
- Finanzierung der Pflegeversicherung Bundesministerium für Gesundheit
- Durchschnittlicher Zusatzbeitrag 2026 vbu
- Rechengrößen 2026 AOK
- Minijob-Grenze Haufe
- Midijob: Faktor F 2026 rechner-hub.de
- Kirchensteuer Finanztip
- § 9a EStG Pauschbeträge für Werbungskosten Bundesministerium der Justiz
- § 10c EStG Sonderausgaben-Pauschbetrag Bundesministerium der Justiz
- § 4 SolZG 1995 Zuschlagsatz Bundesministerium der Justiz
- §§ 241, 243 SGB V allgemeiner und ermäßigter Beitragssatz Bundesministerium der Justiz
- Mindestlohn steigt zum 1. Januar 2026 Bundesministerium für Arbeit und Soziales
- Mittlerer Bruttojahresverdienst lag 2025 bei 54 066 Euro Statistisches Bundesamt
- Bruttomonatsverdienste (Stichmonat April 2025) Statistisches Bundesamt