€22 an hour in Germany: gross and net (2026)
€22 gross an hour
net a month
€30,056 net a year, paid in 12 monthly salaries.
Monthly salary, tax class I, no church tax, no children, statutory health insurance (2.9 % add-on rate), North Rhine-Westphalia, 2026 rules.
| Item | How it is worked out | Month | Year |
|---|---|---|---|
| Gross pay | €3,813.33 | €45,760.00 | |
| Income tax (Lohnsteuer) | Tax class I, official BMF payroll algorithm 2026 | − €479.25 | − €5,751.00 |
| Solidarity surcharge | 5.5% of income tax, only above €20,350 of income tax a year | €0.00 | €0.00 |
| Health insurance | 8.75% employee share incl. half the add-on rate | − €333.67 | − €4,004.04 |
| Long-term care insurance | 2.4% employee share | − €91.52 | − €1,098.24 |
| Pension insurance | 9.3% employee share | − €354.64 | − €4,255.68 |
| Unemployment insurance | 1.3% employee share | − €49.57 | − €594.84 |
| Take-home pay | 34.3% of gross goes to tax and contributions | €2,504.68 | €30,056.20 |
Based on 40.0 hours a week and 52 weeks a year: €3,813 gross a month.
Change the details
Take-home pay per period
| Period | Gross pay | Take-home pay |
|---|---|---|
| Year | €45,760.00 | €30,056.20 |
| Month | €3,813.33 | €2,504.68 |
| Week | €880.00 | €578.00 |
| Hour | €22.00 | €14.45 |
Weekly figures use 52 weeks, hourly figures 40.0 hours a week.
At €45,760 a year this salary is €8,306 (15%) below the median for full-time employees in Germany (€54,066, Destatis 2025). Per hour that is €14.45 net at 40 hours a week.
€22 gross in every tax class
| Tax class | Month | Year | Difference |
|---|---|---|---|
| Tax class I (this page) | €2,504.68 | €30,056 | |
| Tax class II | €2,608.60 | €31,303 | + €103.92 |
| Tax class III | €2,817.93 | €33,815 | + €313.25 |
| Tax class IV | €2,504.68 | €30,056 | |
| Tax class V | €2,101.60 | €25,219 | − €403.08 |
| Tax class VI | €2,057.27 | €24,687 | − €447.41 |
What changes the result
- Church tax (9% in North Rhine-Westphalia) would lower net pay by €43 a month.
- In tax class III you would take home €2,818; in tax class V, €2,102.
- With two children the childless care surcharge falls away and the care rate drops: €23 more a month.
- Each percentage point of health fund add-on rate costs €13 net a month.
- In Saxony employees pay 0.5 points more care insurance: €13 less a month.
Questions people ask
What is €22 gross in net in Germany?
In 2026, a €22 monthly salary leaves €2,504.68 net in tax class I without church tax, or €30,056 a year. The deductions are €479.25 income tax and €829.40 social insurance.
How much is €22 gross in tax class 3?
In tax class III you take home €2,817.93 a month, €313 more than in class I. Class III suits the higher earner in a married couple whose partner is in class V.
What gross salary do I need for €22 net?
To take home €22 a month in tax class I without church tax you need about €0 gross.
Do I pay the solidarity surcharge on €22?
No. It applies only when income tax is above €20,350 a year (class III: €40,700). On €22 a month income tax is €5,751 a year.
How much church tax would I pay on €22?
€43.13 a month: 9% of income tax in North Rhine-Westphalia. It is 8 % in Bavaria and Baden-Württemberg and 9 % elsewhere, and only for registered members of a church that levies it.
What hourly wage is €22 a month?
At 40 hours a week that is €22.00 gross and €14.45 net an hour. The German minimum wage in 2026 is €13.90 an hour.
Sources
Rules for the 2026 tax year, last checked on 2026-09-26. Every rate and threshold is taken from the sources below. How we calculate
Show all 22 sources
- Lohnsteuer-Handbuch 2026, § 32a EStG Einkommensteuertarif Bundesministerium der Finanzen
- Programmablaufplan für die maschinelle Berechnung der Lohnsteuer 2026 (Stand 12.11.2025) Bundesministerium der Finanzen
- BMF-Schreiben: Vorsorgepauschale im Lohnsteuerabzugsverfahren ab 2026 (14.08.2025) Bundesministerium der Finanzen
- Lohnsteuer-Handbuch 2026, Anhang 30a (Vorsorgepauschale) Bundesministerium der Finanzen
- Lohnsteuerliche Änderungen zum Jahreswechsel 2025/2026: Solidaritätszuschlag Haufe
- Lohnsteuerermäßigungsverfahren 2026: Entlastungsbetrag für Alleinerziehende Haufe
- Sozialversicherungs-Rechengrößenverordnung 2026 Bundesministerium der Justiz
- Faktenblatt Rechengrößen Beitragsrecht 2026 GKV-Spitzenverband
- Zahlen und Tabellen 2026 Deutsche Rentenversicherung
- Finanzierung der Pflegeversicherung Bundesministerium für Gesundheit
- Durchschnittlicher Zusatzbeitrag 2026 vbu
- Rechengrößen 2026 AOK
- Minijob-Grenze Haufe
- Midijob: Faktor F 2026 rechner-hub.de
- Kirchensteuer Finanztip
- § 9a EStG Pauschbeträge für Werbungskosten Bundesministerium der Justiz
- § 10c EStG Sonderausgaben-Pauschbetrag Bundesministerium der Justiz
- § 4 SolZG 1995 Zuschlagsatz Bundesministerium der Justiz
- §§ 241, 243 SGB V allgemeiner und ermäßigter Beitragssatz Bundesministerium der Justiz
- Mindestlohn steigt zum 1. Januar 2026 Bundesministerium für Arbeit und Soziales
- Mittlerer Bruttojahresverdienst lag 2025 bei 54 066 Euro Statistisches Bundesamt
- Bruttomonatsverdienste (Stichmonat April 2025) Statistisches Bundesamt